United Airlines AFA MEC Website

Association of Flight Attendants-CWA United Master Executive Council

2017 Group Universal Life (GUL) Rates

Date: December 2, 2016
Type: AFA Article

With the ratification of our Joint Collective Bargaining Agreement (JCBA), effective January 1, 2017 all United Flight Attendants will be offered the same amount of life insurance coverage. Group Universal Life (GUL) insurance rates for 2017, which was not part of the YBR enrollment, were not programmed in Minnesota Life/Securian’s website during open enrollment. 

Effective January 1, 2017, as set forth in Section 30.G.1.c. of the JCBA, the GUL definition of “salary” will be based on 85 hours multiplied by the Flight Attendant’s hourly rate of pay. When calculating salary multipliers, multiply that monthly figure by 12, to determine an annual salary figure.  A Flight Attendant can be insured up to 10 times their annual salary, up to a maximum of $600,000 in life insurance.

Here are the GUL rates:

GUL rates increase as a Flight Attendant ages, and has increases in salary. A Flight Attendant can lower their life insurance coverage level amount at any time to reduce their premium (if too high). Voluntary life insurance options elections and changes can be administered via the Securian website. To access the Securian website by visiting United’s Flying Together website > Employee Services > Your Benefits > Health & Insurance tab > Right side bar you will find the Securian website link under “Want to review your supplemental life insurance?”

Note: All pre-merger CAL Flight Attendants’ full amounts of voluntary life insurance carried through the YBR system have been transferred to Securian Life. Your voluntary amount of life coverage will combine with your existing Group Universal Life insurance amount on Securian’s system.

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